General Insurance
The Governing Board shall maintain an adequate insurance program to protect the district against loss which may occur due to the many normal and usual hazards which a public school system faces and to carry additional insurance, when needed, to protect the district against specific and unusual hazards which may be incurred, from time to time, in the various operations of the district.
The insurance program shall include, but not be limited to:
1. Fire and Damage Insurance (building and equipment).
2. Fire and Property Damage Insurance (buses and automotive vehicles).
3. Workers Compensation Insurance.
4. Fidelity Bond Insurance.
5. Liability Insurance.
Where possible, insurance shall be placed through:
1. Full time insurance agents who are qualified for the specific
insurance program.
2. A joint powers agency.
The Board reserves the right to remove an agent-of-record or a participating agent whenever, in the judgment of the Board, such action becomes desirable for the best interests of the district.
(cf. 4154 Personnel Insurance/Health & Welfare Benefits)
(cf. 5143 Students/Insurance/Athletic Insurance)
Bonding
The Board recognizes that prudent trusteeship of the resources of the district dictate that employees responsible for the safe-keeping of district moneys and property be bonded.
The district shall be indemnified against loss of money and property by bonding of employees.
Such bonds shall be subsumed under a blanket bond. The Board shall bear the cost of bonding each employee required to be bonded by this policy. (Education Code 41021)
Legal Reference:
EDUCATION CODE
17029.5 Contract funding; board liability
17565-17592 Board duties re property maintenance and control
32350 Liability on equipment loaned to district
35162 Power to sue, be sued, hold and convey property
35200-35214 Liabilities, especially:
35208 Liability insurance
35211 Driver training civil liability insurance
35213 Reimbursement for loss, destruction or damage of personal property
35214 Liability self-insurance
35331 Medical or hospital service for students on field trip
39837 Transportation of pupils to places of summer employment
41021 Requirement for employees' indemnity bonds
44873 Qualifications for physician (liability coverage)
49470-49474 District medical services and insurance
GOVERNMENT CODE
820.9 Board members not vicariously liable for injuries caused by district
989-991.2 Local public entity insurance
LABOR CODE
3200-4855 Workers' compensation
Policy KINGS CANYON JOINT UNIFIED SCHOOL DISTRICT
adopted: January 2, 1990 Reedley, California